We here at FastLane Auto Sales GUARANTEE CREDIT APPROVAL to everybody!!!!!
Bad Credit?! No Problem!! Repossess?! No Problem!! Bankrupt, Foreclosure, No License?!?! NO PROBLEM!!!!! We take all.
Dealers around us say we are crazy approving everybody... No Problem!
We are the bank, we approve everybody we want, so come down and visit us or call us at (323) 273-0603 or (323) 817-5128.
Things we need to get you approved:
- Proof of Income with a minimum of $850.00 per month. We accept:
- • Pay-stubs
- • 3 recent bank statements
- • Social Security with Direct Deposit or copies of checks with award letter
- • Alimony and child support
- • Copies of cancelled checks from your employer. Have them print it online from their bank, front & back of checks for 2 month pay
- • Retirement
- • Temp employment service or agencies
- • Job letter
Q: I get paid cash under the table, can I qualify?
A: Yes, if you deposit it into the bank. If you can’t prove it, don’t worry will find a solution.
Proof of Residence - The banks wants to know where you live.
- • Light, water, gas; any utility bill
- • Phone or cell phone bill
- • Bank Statement
Any of these bills need to have your name and address where you live.
Q: I don’t have any utility bills under my name, would that be a problem?
A: NO!! Just inform us upfront and will resolve it for you.
- • 8 References with name, address and phone number
- • They must all live at different addresses and have different phone numbers
- • We also need landlord or mortgage name, address and phone number (this can’t be used as a reference).
Q: Do I need all 8 references?
A: Yes we do need it. Ask co-workers, friends and family.
Bank account - not necessary, but you'll get a better deal if you have one!
- Need 3 most recent months if using as income for self-employed.
Q: I don’t have any bank account, do I need it to get approved?
A: No, we will get you approved without the account or bank statements.
- Down payments are hard to estimate here as each individual will have different down payment requirements. The amount down that is required is a function of your overall credit tier and the car you want to buy. We will work hard to make sure that your down payment is as affordable as we can make it. Be realistic, if you have a fresh repossession, or two, your down payment requirements will be higher than a person that has paid off a car loan recently. The down payment is also determined by the car you pick out. If you just had a repossession, and you only have $1000 down, please do not expect to buy a lifted F-250 Diesel, or a BMW sports car. We can get you approved, but the vehicle will be dependent on your down payment.
- If all you have is $1500 and have had 2 repossessions, it will be basic reliable transportation, not a luxury car. Nationally, the average down payment is about $2500.00, but don't worry let us know what you have now and we will try our best. Let us know what your situation is! Here at Fastlane Auto Sales our main goal is to make sure that you can afford to make the payments on your new car. That includes the down payment and the monthly payment so that you can get re-established. We do not want to let you get into a position where you can not afford to make the payments and let your chance at new credit get ruined.
Q: I don't have my down payment all today, but you have the car I really want now, what do I do?
A: Call us or submit an application! If you agree to the terms, we will make sure you don't miss out on your car.
Driver License or Social Security
- No matter where your drivers license is from.
- No Social Security card? Just bring your ITIN card or letter from the IRS.
Q: Can I still get approved without a drivers license or Social Security card?
A: Yes!! Just bring some form of ID or your ITIN card or letter.